A loan sale refers to the transfer of a loan or a portfolio of loans from one lender (the seller) to another party (the buyer), typically at an agreed-upon price.… Read more
Short-term financial management refers to the process of managing a company’s finances to ensure sufficient liquidity for day-to-day operations and to meet short-term obligations, typically within a one-year period. This… Read more
Liquidation is the process of winding up a company’s operations and distributing its assets to pay off creditors and shareholders. It marks the formal end of a company’s existence and… Read more
A Dragon Bond is a debt security issued in the Asian capital markets by either an Asian or non-Asian issuer, denominated in a foreign currency, usually U.S. dollars or other… Read more
Directors’ remuneration refers to the compensation or financial benefits provided to the directors of a company in exchange for their services, responsibilities, and contributions to the organization’s success. Directors play… Read more
Global strategic planning is the process of developing strategies that enable an organization to operate and compete effectively in the global marketplace. It involves analyzing international markets, identifying opportunities and… Read more
The connection between Return on Equity (ROE) and Cost of Equity (COE) lies at the heart of financial analysis and investment decision-making. These two metrics provide insights into a company’s… Read more
Business finance refers to the management of funds and financial resources to achieve the goals and objectives of an organization. It involves planning, acquiring, allocating, and monitoring funds to ensure… Read more
ITES BPO stands for Information Technology Enabled Services Business Process Outsourcing. It represents a subset of the broader outsourcing industry where organizations contract third-party service providers to handle specific business… Read more
Captive BPO (Business Process Outsourcing) refers to a business model in which a company establishes its own subsidiary or in-house unit in another location, often in a different country, to… Read more
Financial solvency is a critical measure of financial health, whether for individuals, businesses, or governments. To be financially solvent means having sufficient assets or income to meet all financial obligations,… Read more
Mortgage derivatives are financial instruments that derive their value from underlying mortgage loans or mortgage-backed securities (MBS). They are a subset of derivatives in the broader financial market and are… Read more
A master deed is a foundational legal document that defines the ownership structure and rights in a condominium or cooperative property. It lays out the boundaries, rules, and responsibilities for… Read more
Changing a debit card PIN number is a straightforward process that ensures the security of your card and access to your bank account. A PIN (Personal Identification Number) is a… Read more
Synthetic stock is a financial instrument created using derivatives to replicate the performance of actual stock ownership without owning the underlying shares. Investors use synthetic stock to simulate the price… Read more
Conglomerate diversification refers to a strategic business approach where a company expands its operations into industries or markets that are entirely unrelated to its existing business activities. Unlike horizontal or… Read more
Concentric diversification is a strategic approach that allows businesses to expand their operations by adding new products or services related to their existing offerings. This form of diversification focuses on… Read more
The private sector refers to the part of an economy that is owned, controlled, and operated by private individuals, organizations, or companies, rather than the government. It encompasses a wide… Read more
Financial case management is a structured approach to organizing, monitoring, and optimizing financial resources for individuals, families, or businesses. It combines the principles of financial planning, asset management, and strategic… Read more
Fiscal management refers to the process of planning, organizing, directing, and controlling an organization’s financial resources to achieve its goals and objectives effectively and efficiently. It encompasses a wide range… Read more